Bad Credit Car Loans

Are you looking to purchase a vehicle but are having a difficult time due to bad credit or no credit? Unfortunately, many others just like yourself face the same issues and find themselves unable to purchase a vehicle.

Bad credit, no credit and bankruptcy can significantly hurt your chances of getting financing. With Car Loan Masters you can now put those days behind you, we will get you approved!

We have helped many residents with bad credit or no credit get financing, who live in Markham, Ajax, Pickering, Whitby, Oshawa, Bowmanville, Scarborough, Ottawa, Toronto, North York, Etobicoke, and more.

Bad credit, no credit, bankruptcy, or R9 it doesn’t matter! CarLoan Masters have long-established relationships with lenders to ensure you get the car financing you need at the best possible rate despite your credit history and credit status.

Loans Approved in less than 20 minutes

Push to start your approval now

Featured Vehicles

Some of our vehicles just can’t help but draw a little more attention. These are our featured vehicles. Every couple of weeks we refresh our listings with a few great deals that we feel deserve a little more attention than the rest. But don’t linger too long if you see something you like—someone else might be eyeing your prize!

Subprime Auto Financing

Bad Credit should not hold you back from being able to finance a vehicle. Bad credit scores happen and not everyone has great credit scores but everyone does deserve an opportunity to be able to purchase a vehicle. This is why CarLoan Masters specialize in getting auto loans approved for those with bad credit, no credit, bankruptcy, late payments and more.

We have many years of experience and can find you the vehicle you are looking for and the best rate possible.

We specialize in:

  • – Good Credit
  • – Bad Credit
  • – Credit Car Loans
  • – Bankruptcy Car Loans
  • – Divorced Car Loans
  • – Student Car Loans
  • – Car Loans for Immigrants
  • – Consumer Proposal
  • – Credit Counselling
  • – No Credit
  • – Late Payments
  • – and More

Get Approved

Based on your credit history, not on your credit score

Our business is getting you an affordable auto loan regardless of your credit score. Our team has a combined experience of over 20 years, and we have mastered the art of getting everyone approved. We understand people get into unpleasant credit situations. We are the auto finance company that is here to help. Our finance specialists will secure an auto loan tailored to your credit situation and help rebuild your credit. Even if you have been rejected elsewhere, we could get you approved.

Do you need an auto loan? Need the best interest rates? Need to rebuild your credit score?

Customer Reviews

Beat the Bank

Access to Over 50 Lenders


Fast Approvals & Quick Loans


Superior Service with Multiple Options

24 | 7, 365 Service

Professional service at Best Rate

Credit Problem?

Do you have any of the following

New Credit

Young buyer, No credit cards, Never had credit, establish your credit with a car loan.

No Credit

No active credit, bad credit in the past, looking to establish credit

Slow Credit

Current late payments, slow payments, Need a loan to re-build credit

Bad Credit

Missed payment, closed credit cards, Need a car now, want to build credit.


Currently in a bankruptcy, Discharged from bankruptcy, Low interest auto loans available now.


Currently in a proposal, credit counseling, Build credit with a new car loan.

Credit Counseling

Currently in credit counseling and need a car loan. We can help

New immigrant

New to country, Visa worker, student Visa. Approval today

Declined Everywhere

Declined at other places, we can get you in-house financing


Maternity leave or going back to work. Approval available now


Separated or divorced from partner. Apply today

Self Employed

In business for yourself, business owner, commercial car loans


Trades man and contract workers.


Long and short term disability, income from insurance payment.

Cash Income

No paystubs, Tip income, child tax, non taxable income. You are approved.


Your car had been repoed due to difficulties. We can approve you

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Car Loan Masters