Get The Vehicle You Want at a Payment You Can Afford From The Comfort Of Your Home

Your approval is our priority , No Credit Refused ! what type of vehicle do you want ?

Same Day Approval! Low Rates!

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Featured Vehicles

Some of our vehicles just can’t help but draw a little more attention. These are our featured vehicles. Every couple of weeks we refresh our listings with a few great deals that we feel deserve a little more attention than the rest. But don’t linger too long if you see something you like—someone else might be eyeing your prize!

Bad Credit Car Loans

Are you looking to purchase a vehicle but are having a difficult time due to bad credit or no credit? Unfortunately, many others just like yourself face the same issues and find themselves unable to purchase a vehicle.

Bad credit, no credit and bankruptcy can significantly hurt your chances of getting financing. With Car Loan Masters you can now put those days behind you, we will get you approved!

We have helped many residents with bad credit or no credit get financing, who live in Markham, Ajax, Pickering, Whitby, Oshawa, Bowmanville, Scarborough, Ottawa, Toronto, North York, Etobicoke, and more.

Bad credit, no credit, bankruptcy, or R9 it doesn’t matter! CarLoan Masters have long-established relationships with lenders to ensure you get the car financing you need at the best possible rate despite your credit history and credit status.

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Subprime Auto Financing

Bad Credit should not hold you back from being able to finance a vehicle. Bad credit scores happen and not everyone has great credit scores but everyone does deserve an opportunity to be able to purchase a vehicle. This is why CarLoan Masters specialize in getting auto loans approved for those with bad credit, no credit, bankruptcy, late payments and more.

We have many years of experience and can find you the vehicle you are looking for and the best rate possible.

We specialize in:

  • – Good Credit
  • – Bad Credit
  • – Credit Car Loans
  • – Bankruptcy Car Loans
  • – Divorced Car Loans
  • – Student Car Loans
  • – Car Loans for Immigrants
  • – Consumer Proposal
  • – Credit Counselling
  • – No Credit
  • – Late Payments
  • – and More
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Get Approved

Based on your credit history, not on your credit score

Our business is getting you an affordable auto loan regardless of your credit score. Our team has a combined experience of over 20 years, and we have mastered the art of getting everyone approved. We understand people get into unpleasant credit situations. We are the auto finance company that is here to help. Our finance specialists will secure an auto loan tailored to your credit situation and help rebuild your credit. Even if you have been rejected elsewhere, we could get you approved.

Do you need an auto loan? Need the best interest rates? Need to rebuild your credit score?

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Customer Reviews

manjot Singh

manjot Singh

My experience with carloan masters is very positive. I go through so many dealerships but nobody able to provide me with a positive outcome. Sam is best and provides solutions according to people circumstances. Just visit him and you no need to go somewhere else.
Meika Meix

Meika Meix

Very happy with the outcome! I'm loving my car! Sam was amazing to work with! I would recommend !
I AM DREDAY

I AM DREDAY

I just love Sam and MJ. Sam is the ultimate sales guy for anyone looking for a car. I am a 1st-time solo auto-owner and Sam truly went above and beyond to inform me of all the details that needed and should be known when buying a car. His level of customer service is impeccable as he had MJ pick me up nearly 50 min from the dealership to my home and back. Even after the deal was sealed as MJ lead me to the perfect car that suited me and absolutely falling in love with my mazda3, my car was delivered to my home. And even still after that, Sam has been available to me for all questions and concerns that arise as I learn the ropes of being a solo auto-owner. BIG Thank you Sam and MJ. It wasn’t just about getting me to buy a car, but you both made me feel comfortable and confident knowing I can trust the choice I made by sharing your own personal life experiences.
Kevin Jarvensivu

Kevin Jarvensivu

Great experience from beginning to end. The owner Sam is honest and goes "the extra mile" to earn your trust and loyalty. Sam and MJ were able to get me the best loan rate possible. Sam made sure the car was looking good, totally safetied and mechanically sound... He even met me at his dealership on a Sunday evening to hand over the keys to make it much more convenient for me... amazing!! Luv the Acura TLX aspec. Thank you Sam (and your employees)...I will see you again when I need a car...
ashley t

ashley t

I’m posting here today to show the genuine appreciation and respect I have for Sam. I wouldn’t recommend anyone go anywhere else for their vehicle purchase. I’ve dealt with Sam numerous times for the past few vehicles I’ve owned and he is honest, gets the best deals and best vehicles. He truly puts in the work to get customers what they are looking for and to fit within their budget. For that Sam, I thank you. Cheers!
low key

low key

Sam is a man of his word and always deals w you bless. Got me right in a couple days with no problem. Highly recommend 🤝🏽
Farid Ibrahim

Farid Ibrahim

Sam was amazing. I Didn’t show up expecting much or even thinking I’d find something I wanted and I ended up getting what I wanted plus more! Great experience
mihir satija

mihir satija

Just bought a car from Sam amd had an amazing experience, was having trouble in approvals amd tried a few places but nothing worked. Sam helped me throughout the process and got me approved in no time. Huge thanks!!!
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Credit Problem?

Do you have any of the following

New Credit

Young buyer, No credit cards, Never had credit, establish your credit with a car loan.

No Credit

No active credit, bad credit in the past, looking to establish credit

Slow Credit

Current late payments, slow payments, Need a loan to re-build credit

Bad Credit

Missed payment, closed credit cards, Need a car now, want to build credit.

Bankruptcy

Currently in a bankruptcy, Discharged from bankruptcy, Low interest auto loans available now.

Proposal

Currently in a proposal, credit counseling, Build credit with a new car loan.

Credit Counseling

Currently in credit counseling and need a car loan. We can help

New immigrant

New to country, Visa worker, student Visa. Approval today

Declined Everywhere

Declined at other places, we can get you in-house financing

Maternity

Maternity leave or going back to work. Approval available now

Divorced

Separated or divorced from partner. Apply today

Self Employed

In business for yourself, business owner, commercial car loans

Contractor

Trades man and contract workers.

Disability

Long and short term disability, income from insurance payment.

Cash Income

No paystubs, Tip income, child tax, non taxable income. You are approved.

Repossession

Your car had been repoed due to difficulties. We can approve you

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